Financial Planning

Do you dream of being in total control over your finances? Thanks to our financial planning services, it’s within reach. It’s time to start making the big decisions that will help ensure a safe and secure financial future for you and your loved ones.

How we can help

Whether you need help with inheritance tax, pension planning or a simple savings plan, we’re here for you.

How long will your pension last? What sort of investments are the most appropriate for you? How can you cut down your inheritance tax bill? These questions can all be answered with help from our financial planning team.

All of our advisers are FCA-regulated and can help you solve a wide range of financial challenges.

Our Advice

Our financial planning services cover the following areas:

Financial Planning

using modern ‘cash flow’ forecasting

Lifetime Lending

including Equity Release (we do not advise on home reversion plans) and pensions

Retirement Planning

Personal Pensions, SIPPs, Employer Defined Benefit Scheme assessment, Annuities (Guaranteed Lifetime Income), and Income Drawdown

Tax Efficient Investing

ISA’s, Investment Trusts, Investment Bonds, EIS and VCT’s

Inheritance Tax Planning

Wills, Trusts, Lasting Power of Attorneys

Family & Business Protection

Life Assurance, Critical Illness, Income Protection

Personal Financial Plan

At Starck Uberoi Wealth we have a simple, five-step plan that we use to put together your personalised financial plan:
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Step 1
Discuss
We start by learning more about the most important part of the financial plan: you. What plans do you currently have in place? What are you looking to achieve? What’s most important to you? Once we’ve got an understanding of where you are now, we’ll start putting together your personalised plan using modern ‘cash flow’ forecasting. Don’t worry if you have any questions along the way, because we’ll walk you through every step of the plan to ensure you know where your money’s going.
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Step 2

Research

With your personal plan in mind, we will then do all the research for you, looking for the most appropriate solutions from across the whole of the available market.

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Step 3

Recommend

We’ll talk you through each of your options and give you our recommendations. We will answer your questions and explain the pros and cons of each recommendation.

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Step 4

Implement

Once you are happy with your decision, we will then start putting your plan into action. We will complete any necessary paperwork for you and ensure you understand what to do afterwards so that you can take the next steps with confidence.

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Step 5

Review

When it comes to finances, we know how quickly things can change. That’s why we’ll review your plan on an annual basis to help make sure you’re still on track to achieve your objectives. Of course, you don’t just need to wait for your annual review to discuss your plan – you can get in touch at any time if you have any concerns.

Our Fees

We don’t believe costs should be an obstacle towards a secure financial future for you and your loved ones. That’s why our fee is fair, fixed and disclosed upfront. You won’t have to pay any fees until we’ve fully established your circumstances and requirements.

  • When investing your capital is at risk.
  • These investments do not include the same security of capital which is afforded with a deposit account.
  • A pension is a long-term investment. The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Pension income could also be affected by interest rates at the time benefits are taken.
  • The tax treatment of pensions in general and tax implications of pension withdrawals will be based on individual circumstances, tax legislation and regulation, which are subject to change in the future.

When investing your capital is at risk. These investments do not include the same security of capital which is afforded with a deposit account. A pension is a long-term investment. The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Pension income could also be affected by interest rates at the time benefits are taken. The tax treatment of pensions in general and tax implications of pension withdrawals will be based on individual circumstances, tax legislation and regulation, which are subject to change in the future.

Get in touch

Call us on 020 8307 4207 or email info@suwealth.co.uk to arrange an appointment with an adviser at our Brentford, Ealing and Canterbury offices.

Contact us